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Mortgage Matters Spain

Good News on Spanish Mortgage Tax

In November 2018 the Spanish government passed a decree regarding the payment of Spanish mortgage tax known as AJD (Actos Juridicos Documentos). The new legislation states that it is now the obligation of the banks to pay this mortgage tax

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Finance News

Welcome to Mortgage Matters Spain

Welcome to our new website! Mortgage Matters Spain . Mortgage Matters Spain is headed up by Alison Lowther de Cotta. Alison spent almost 20 years in International Private Banking and has worked for large institutions such as Banco Santander, Credit Suisse

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Finance News

Affordability

We are always asked “How much can I borrow?” Good question! For Spanish residents, banks usually offer to lend 80% of the purchase price (excluding fees). For non-residents, the maximum loan to value banks offer at the moment is 70%

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