In November 2018 the Spanish government passed a decree regarding the payment of Spanish mortgage tax known as AJD (Actos Juridicos Documentos). The new legislation states that it is now the obligation of the banks to pay this mortgage tax
Welcome to our new website! Mortgage Matters Spain . Mortgage Matters Spain is headed up by Alison Lowther de Cotta. Alison spent almost 20 years in International Private Banking and has worked for large institutions such as Banco Santander, Credit Suisse
We are always asked “How much can I borrow?” Good question! For Spanish residents, banks usually offer to lend 80% of the purchase price (excluding fees). For non-residents, the maximum loan to value banks offer at the moment is 70%
