MMS House Property Tax blog

What Taxes Do I Pay When Buying A Property In Spain?

Once you have decided to purchase a property in Spain, it is important to budget for all of the costs associated with the transaction, including the taxes. If you are buying a second-hand property, you will pay what is known as ITP (Impuestos de Transmisiones Patrimoniales) and has been in existence since 1993. This tax …

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remortgaging on an existing spanish mortgage

Remortgaging On An Existing Spanish Mortgage

Dealing with remortgaging your home in your own country is hard enough, however, throw in a language barrier and different laws and you enter the unknown. That doesn’t need to be the case, Mortgage Matters Spain can advise and offer remortgage options in Spain, fully explained in Spanish, English, and French for your peace of …

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busy september with more happy owners

Busy September With More Happy Owners

The summer here in Marbella has been a busy one with several property transactions taking place, although an air of calm and sensibility due to the current restrictions we are all under. Sales have continued from investors all across Europe, new developments are now coming on and interest is picking up once again as summer …

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is your mortgage broker regulated by the bank of spain

Is Your Mortgage Broker Regulated By The Bank of Spain?

Important Notice! Spanish banks are tightening upon those that can offer mortgage broker services in Spain, just as the FCA did to financial advisors in the UK. Things have changed and finance regulations are the best they have ever been. That’s why, we are pleased to announce that Alison Lowther de Cotta trading as Mortgage …

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latest surge in enquiries from remote workers following lockdown

Latest surge in enquiries from remote workers following lockdown

We are seeing a surge in requests for finance from international clients who are buying in Spain. During lock-down, we heard about an upswing in overseas buyers showing an interest in buying abroad – particularly in France, Portugal and of course Spain. It was reported that the figures were up 33% in May 2020 compared …

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make sure your mortgage broker is fully regulated in spain

Make Sure Your Mortgage Broker Is Fully Regulated In Spain

WARNING! Mortgage brokers need the necessary qualifications to provide financial advice on mortgages. Always make sure your mortgage broker is fully regulated in Spain! Back in June 2019, new Spanish mortgage regulations, were implemented in Spain, in line with the EU mortgage directive. This brought with it important changes relating to mortgage brokers, who are currently …

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