Mortgage Matters Spain | Mortgage Matters Spain

Make Sure Your Mortgage Broker Is Fully Regulated In Spain

WARNING! Mortgage brokers need the necessary qualifications to provide financial advice on mortgages. Always make sure your mortgage broker is fully regulated in Spain! Back in June 2019, new Spanish mortgage regulations, were implemented in Spain, in line with the EU mortgage directive. This brought with it important changes relating to mortgage brokers, who are currently …

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Can You Remortgage In Spain?

Finance News, Mortgage Matters Spain, Remortgages, Spanish Mortgages / By Mortgage Matters Spain

Now you can remortgage in Spain thanks to recent law changes in 2019. The new changes to Spanish mortgage law which came into force in June 2019, now makes the possibility for clients to re-mortgage their properties in a much easier and more accessible way. If you took out a Spanish mortgage between 2012 and …

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Buying Off-Plan During Covid-19

Coronavirus, Finance News, Mortgage Matters Spain, Spanish Mortgages / By Mortgage Matters Spain

Are you considering or have you agreed to purchase an off-plan property prior to the Coronavirus. Many of our clients put a deposit down on an off-plan property before the Coronavirus crisis happened. This is a common process, due to build times and forward planning, it also enables buyers to get the best prices before …

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The New Normal In Spain

Coronavirus, Marbella News, Mortgage Matters Spain, Spanish Mortgages / By Mortgage Matters Spain

Life goes on in Spain under what we now see as the new normal. We are all getting used to working from home now. After 6 weeks of lock-down, it has become a reality having all of the family at home each doing different activities – online classes, homeschooling, working remotely, meal-planning, indoor exercising etc. …

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Spanish Banks Offer Mortgage Payment Holidays

Coronavirus, Mortgage Matters Spain, Spanish Mortgages / By Mortgage Matters Spain

Can I apply for a mortgage holiday on my Spanish property? Over the last week, I have been asked by several clients whether they would be able to take a mortgage holiday on their mortgage on their Spanish property. WHAT IS A MORTGAGE PAYMENT HOLIDAY? A mortgage payment holiday is where your mortgage payments are …

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Are Notaries Open During Lockdown?

Mortgage Matters Spain, Notaries / By Mortgage Matters Spain

In the midst of the current State of Alarm declared in Spain, these are difficult times to do business, even more so now that only those who are considered to be carrying out essential professions, are able to continue to work. For clients who are in the process of completing on their property in Spain with a …

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Business As Usual Throughout Lock-down

Coronavirus, Finance News, Marbella News, Mortgage Matters Spain / By Mortgage Matters Spain

A lot of changes have happened this week in Spain, following the announcement by The President of Government, Pedro Sanchez to lock-down Spain in order to contain the spread of the coronavirus, all non essential businesses are now closed and working from home. Mortgage Matters Spain are open. I, along with many other colleagues within the industry will …

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What Are The Different Types Of Mortgages in Spain

Finance News, Mortgage Matters Spain, Spanish Mortgages / By Mortgage Matters Spain

f you are thinking of buying a holiday home in Spain, or perhaps you are retiring to Spain, it might be a good idea to look at your finance options. Mortgages rates in Spain are at an all time low, so an excellent time to buy. There are mainly only two mortgage products available from the …

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Should I Use Savings or Mortgage?

Brexit, Finance News, Mortgage Matters Spain / By Mortgage Matters Spain

The Great Currency Purchase Debate – by Alison Lowther de Cotta The huge 80-seat majority win by the Conservatives in last week’s General Election, has now sealed the deal for the Brexit path to forge ahead. The 31st January 2020 deadline is now a sure thing. Sterling initially surged up to 1.20 levels but has retracted to …

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Mortgage Matters Spain attends Caritas Christmas Charity Fair In Marbella

Marbella News, Mortgage Matters Spain / By Mortgage Matters Spain

Mortgage Matters Spain attended the Caritas Christmas Charity Fair over the weekend in the Palacio de Congresos in Marbella. Every year the people of Marbella come to visit over 120 stands, selling wonderful gifts from food to hand made crafts for the festive season. The Fair runs from 12-15 December 2019. The target for this …

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Brextension – what next?

Mortgage Matters Spain / By Mortgage Matters Spain

Interesting article written by Liz Rowlinson on the window of opportunity that the Brexit extension offers to Brits who want to buy in Spain. Brextension – what does this mean for overseas property buyers? With the UK’s Brexit deadline extended until October 31st 2019, Liz Rowlinson asks what is happening in Spain, France and Portugal. So …

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Mortgage Matters Spain will be at A Place in the Sun exhibition in London